Apple no longer accepts credit or debit card payments in India

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Customers in India will need to fund their Apple ID balance if they wish to purchase apps, media or subscriptions through Apple.

In October 2021, a decision adopted by the Reserve Bank of India made it clear that banks, financial institutions and “gateways” should require approval before carrying out credit and debit card transactions for auto subscriptions. -renewable.

According to the mandate, merchants must obtain user approval through transaction notifications, electronic mandates and additional authentication factors (AFA). Banks or card issuers will refuse transactions that do not meet the requirements of the directive.

Due to this regulatory change, users in India will not be able to purchase apps from the App Store, subscribe to Apple TV+ or Apple Music, or purchase movies or shows through iTunes with a credit or debit card. debit.

To avoid seeing interruptions to their subscriptions, users will need to fund their Apple ID balance, says Apple’s support site.

Regulatory requirements in India apply to the processing of recurring transactions. If you have an Indian debit or credit card and have a subscription, these changes impact your transactions. Some transactions may be declined by banks and card issuers.

To continue enjoying your subscriptions, you can pay with your Apple ID balance. You can add to your Apple ID balance using App Store, Net Banking, and UPI codes.

In addition to encouraging developers to notify customers of the change, Apple ran a promotion that gave customers in India the chance to add funds to their Apple ID to receive a 20% bonus.

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