Normally, to withdraw money from an ATM you need a debit card or an ATM card, but this is not always true. With an HDFC bank savings account, you can now make cash withdrawals without a card. This function allows you to withdraw money securely and conveniently from ATMs without using a bank card.
“Forgot your ATM card? Don’t worry, HDFC Bank Cardless Cash is digitally yours with 24X7 service to withdraw money from all HDFC Bank ATMs. Enjoy an instant and secure withdrawal mode without ATM / Debit card, ”the HDFC bank tweeted.
Here is how you can use the Cardless Cash feature to withdraw money from HDFC Bank:
- The payee visits HDFC Bank ATM and selects Cardless Cash (the option will be displayed in the IDLE loop screen)
- Select language
- The customer will be prompted to enter the following information sequentially
b) The recipient’s mobile number
c) Nine digit order ID
d) Amount of the transaction.
Once the above details have been confirmed, the money will be paid by ATM.
According to the official HDFC website, requests for cardless cash withdrawals can be initiated for a minimum amount of ??100 and up to a maximum amount of Rs10,000 per day or ??25,000 per month for a beneficiary (Limits may be subject to change depending on regulatory guidelines).
A successful cardless cash withdrawal request will be valid for a period of 24 hours from the time the request is created. After 24 hours, the request will be reversed on the initiator’s account.
HDFC Bank’s consolidated net profit for the June quarter increased 14% to ??7922 crore, but the largest private sector lender has reported setbacks due to the second wave of the pandemic which has suppressed its growth.
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