Here are the 5 best credit cards for big discounts, cash back

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The New Year is just around the corner, and so is our excuse for shopping. Don’t have enough cash? Wondering how to balance your desires and your bills? Do not worry. Your old trusted friend’s credit card will come in handy. Credit cards offer a variety of benefits, ranging from cashback to great discounts. Today we take a look at some of the most popular credit cards.

Amazon Pay Card

Buying with your Amazon Pay credit card on Amazon can save you a lot of money while enjoying EMI benefits at no cost. The card offers 5% cash back for Prime users on all Amazon purchases, while cash back for non-Prime customers is capped at 3%. There is also a 2% cashback on over 100 Amazon partner merchants and a 1% cashback on all other transactions.

Citi Bank Credit Card

The Citi Bank Shoppers Stop First Citizen Credit Card offers first year benefits worth Rs 5,250, including 500 First Citizen Points (Rs 300) on the first spend within 30 days of card issuance. The card offers a 1% fuel surcharge cancellation and every time you spend at Shoppers Stop you get great reward points which can be converted to cash or used for purchases. The card has zero annual fees on spending Rs 30,000 or more. So if you need a wardrobe upgrade, the Citi Bank Shoppers Stop First Citizen Credit Card is the card for you.

Flipkart Axis Bank Credit Card

The Flipkart Axis Bank credit card comes with an unlimited flat rate cashback of 5% for all expenses made on Flipkart and Myntra, 4% cashback on online platforms like Swiggy, Uber, PVR and others. For all other expenses there is 1.5% cash back. The card comes with a membership offer of a Flipkart voucher worth Rs 500 for the first Flipkart purchase, 15% cash back (up to Rs 500) on the first Myntra purchase. The annual fee for the Flipkart Axis Bank credit card is Rs 500.

HDFC Millenia Credit Card

If you prefer to buy both from Amazon and Flipkart, HDFC Bank’s Millenia Credit Card might be your best bet for discounts and deals. The card comes with a 5% flat-rate refund for all Flipkart and Amazon purchases. On top of that, the Millenia credit card offers 5% cashback on flight and hotel bookings through PayZapp and SmartBuy, and 1% cashback on other offline spending and wallet top-ups. The card is available at an annual rate of Rs 1000.

SBI SimplyCLICK Credit Card

Available at an annual rate of Rs 499, the SBI SimplyCLICK credit card offers 10X rewards with partner online platforms like Amazon, Cleartrip, BookMyShow, Lenskart and various others. The SBI card comes with membership benefits of Rs 500 given in the form of an Amazon gift card. In addition, there are also 5X rewards on all online spending and a 1% fuel surcharge waiver.

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