Wells Fargo Autograph Credit Card Review – Forbes Advisor

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Earn rewards

The Wells Fargo Autograph℠ card earns 3 points per dollar in restaurants, travel, gas stations, public transportation, popular streaming services and phone plans. Plus, earn 1 point per dollar on other purchases.

The Wells Fargo Autograph℠ card includes a welcome bonus of 30,000 bonus points when you spend $1,500 on purchases in the first 3 months.

Redeem rewards

Rewards earned with the Wells Fargo Autograph℠ Card can be redeemed through Wells Fargo Rewards for travel, gift cards, statement credit, or at select online stores when you pay with PayPal. You can also redeem your income as a credit for an eligible Wells Fargo loan (such as a mortgage or personal loan).

Rewards potential

To determine the rewards potential of the Wells Fargo Autograph℠ card, we consider what an American household might spend on a credit card each year. Forbes Advisor uses data from various government agencies to determine both basic incomes and spending averages in various categories. Our estimated 70th percentile household brings in $107,908 a year and we base our expenses on that figure.

Forbes Advisor estimates the household has $32,072 in expenses that can reasonably be charged to a credit card. Of that amount, we estimate $4,511 was spent on dining and dining, $3,762 on travel, $999 on public transit, $2,850 on gas, $722 on streaming, 1 $805 for phone plans and $17,423 for all other credit card purchases. With $14,649 spent annually in the 3-point-per-dollar spending categories, this sample household could expect to gain 43,947 points. Add to that an additional 17,423 points earned at 1 point per dollar, and the family earns 61,370 points per year in total.

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