HDFC Bank’s WhatsApp banking facility is a simple and easy way to do some basic banking transactions at home or in the office without going to the bank branch. From knowing the account balance to the credit limit available on your credit card and looking for the IFSC code of a bank branch, HDFC Bank’s WhatsApp Banking allows you to benefit from many other banking services.
The advantage of WhatsApp Banking is that basic banking services will be available 24 hours a day and even on holidays. There are no fees charged by the bank. However, data charges may apply when the app is used.
WhatsApp banking services
Like the others, HDFC WhatsApp Banking allows you to check the savings account balance or view the mini statement. You can request the last account statement and even request a new checkbook. For those who are HDFC Bank credit card holders, they can check the outstanding balance on the credit card or even request the card statement. In addition, we can see the reward points accumulated on the card or know the limit available on the card.
HDFC bank account holders who also have a fixed deposit in the bank can view the FD summary. Also, if you are looking for a car loan, home loan, etc., you can ask the bank for the list of documents you need to keep on hand to apply. And, in case you need to know the IFSC code of a bank branch, WhatsApp Banking can do it for you in a jiffy.
If there are any important updates, payment alerts or regulatory messages that the bank wants to send you, WhatsApp Banking is a tool to keep you informed.
How to register for HDFC Bank WhatsApp Banking
Step 1. Register
To register, you must make a missed call or send an SMS SUB to 7065970659 from the same mobile number registered with the bank. The HDFC WhatsApp bank number is 7065970659. You must send the SMS to this number.
Step 2. Start using
Then add the number 70659 70659 to your contacts and say ‘Hello in the message window.
We will register to take advantage of the various bank services available via WhatsApp. Even those who do not have an HDFC bank account can use the service and learn about the bank’s products and services.
You can always unsubscribe from the service by sending an UNSUB SMS from your mobile number (the same one registered with the bank) to 70 659 70659.
Safety and security
Regarding the safety and security of using WhatsApp banking services, the bank’s website states, “All messages are secure with end-to-end encryption. Your account information is not shared with anyone. You don’t need to enter any confidential information like PIN or password on WhatsApp.
However, it is important that the security of your cell phone is taken into account for which one can resort to app locks and other app security features in place.